Category Archives:auto insurance

How Do I Pay For Crash Damage To My Car? Part II

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Personal Injury Lawyer Jeff Nuckols

Personal Injury Lawyer Jeff Nuckols

How Do I Pay For Crash Damage To My Car? Part II

By Jeffrey R. Nuckols, Esq.

You’ve been in a car crash and your car needs repair. How do you pay for the repairs that your car needs? Let’s assume that your car is not so badly damaged that it is a total loss and repairs are not in its future. There may be more than one way to pay for those repairs depending on the circumstances of the car crash and the different insurance coverage that may be available. Click the title above to read more.

The Most Dangerous Intersections in Melbourne and Palm Bay!

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Palm Bay personal injury attorney Renee Dial

Palm Bay Personal Injury Attorney Renee Dial

The most dangerous intersections in Melbourne and Palm Bay!

By: Renee Dial

In 2014 Brevard County ranked fourth in the State for aggressive drivers according to Florida Department of Transportation data.  What that means for you is that you must be even more vigilant when on the roadways.  Before moving forward when a light turns green I always check to make sure that the vehicles that have the red light have stopped or are at least slowing down. Read More

How Do I Pay For Crash Damage To My Car?

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Personal Injury Lawyer

How Do I Pay For Crash Damage To My Car?

By Jeffrey R. Nuckols, Esq.

You’ve been in a car crash and your car needs repair. How do you pay for the repairs that your car needs? Let’s assume that your car is not so badly damaged that it is a total loss and repairs are not in its future. There may be more than one way to pay for those repairs depending on the circumstances of the car crash and the different insurance coverage that may be available. Click the title to read more.

I was injured in an auto accident in someone else’s car!

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Aisha WhiteI was injured in an auto accident in someone else’s car.  I don’t own a vehicle, so who is going to pay for my medical treatment?

By: Aisha White

In Florida, those of us who own vehicles know that Personal Injury Protection (PIP) is a coverage that we are required to purchase.  This coverage is a very important coverage because it provides insurance coverage for medical treatment, loss of income/services, and death benefits due to an auto accident (see Florida Statute 627.736).  This coverage is extremely important for people injured in auto accidents, because it provides coverage for medical treatment, loss of income, and death benefits too (subject to specific statutory and policy requirements.) Read more click here.

I Was Hit by an Uninsured Driver While Riding my Bicycle Now What?

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Personal Injury Attorney Renee Dial

Personal Injury Attorney Renee Dial

What if I am Hit by an Uninsured Driver While Riding My Bicycle?  Who Pays for my Expenses?

By: Renee Dial

All too often a case comes along where a client was walking or riding a bike and gets hit by a car.  Medical bills pile up as PIP pays 80% of the medical bills up to $10,000 minus the deductible. Now the client is taken to the emergency room by ambulance and receives treatment and the medical bills easily exceed the limits of the PIP policy.  The client is now responsible for the remaining balance.  The client is hit and injured by a car through no fault of their own and now they owe medical bills.

Typically, your personal injury lawyer would submit a demand consisting of the client’s injuries, medical expenses, and any other factors that are necessary to present the claim. Click here to read more.

If a Stolen Car Hits You Who is Responsible?

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Personal Injury Attorney Renee Dial

Personal Injury Attorney Renee Dial

If a stolen car hits you who is responsible?

By: Renee Dial

Auto insurance is one of those things that we never think about until we need it.  Recently a car was stolen after a home invasion and the occupants fled after a 130mph chase in Melbourne, Florida near Pineda Causeway.  WFTV.com. Who would pay for your property damage and medical bills if you were involved in an accident with this vehicle? Click here to read more.

What Does My PIP Insurance Cover?

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What Jeff NuckolsDoes My PIP Insurance Cover?

By: Jeffrey R. Nuckols, Esq.

You live in Florida and have PIP auto insurance, but you might ask, “What does my PIP cover?” You might be surprised to learn who is among those covered by PIP in Florida pursuant to the 2014 Florida Statutes. Or maybe you might be surprised to learn of a particular category of persons not covered. Read on.

MELBOURNE PERSONAL INJURY ATTORNEY EXPLAINS INSURANCE

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RLD

Please call our office for a free review of your auto or motorcycle insurance policy.

By: Renee L. Dial, Esq.

I know it sounds like we sell insurance sometimes but we just want to make sure you are covered if you are ever involved in an accident.  Most new clients are surprised when I sit down and explain their policy and how their coverage provides benefits to them.

It is all too easy to go online and click on a few boxes to select your insurance.  You click a box and your monthly payment goes up so you deselect the box to make the amount go down.  Purchasing insurance this way is easy but probably not the best as there is not an agent there to explain what coverage you should purchase for the way you live.  Most motorcycle owners do not know their their stacked uninsured/underinsured motorist insurance may cover them if they are struck by an automobile.

Most are even more surprised when they find out that the at-fault driver does not have bodily injury insurance and they are now forced to pay for their own medical bills above what PIP does not cover because they did not purchase UM insurance.

Before deselecting or choosing not to click on the box call my office to discuss what coverage you need to protect you and your family or call your insurance agent and ask them to fully explain what the various types of insurance are and how they protect you.

Call and have your questions answered by an attorney that understands bicycle accidentsautomobile and motorcycle accidents in MelbournePalm BayPatrick Air Force BaseCocoa, and the beaches. If you have any questions regarding insurance coverage and auto or motorcycle accidents please do not hesitate to Renee Dial at (321) 329-5449 and press 1 or 4 for new clients.

WHAT IS FULL COVERAGE IN AN AUTO ACCIDENT?

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3Have you been injured in an auto, motorcycle, or bicycle accident and need to know what your coverage means?  What is full coverage?

By: Renee L. Dial, Esq.

We all have heard someone state that they have full coverage when asked about their automobile insurance policy.  What exactly is full coverage?  I can honestly say I have no idea.  I know what coverage my clients need to protect themselves.