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What Does My PIP Insurance Cover?

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What Jeff NuckolsDoes My PIP Insurance Cover?

By: Jeffrey R. Nuckols, Esq.

You live in Florida and have PIP auto insurance, but you might ask, “What does my PIP cover?” You might be surprised to learn who is among those covered by PIP in Florida pursuant to the 2014 Florida Statutes. Or maybe you might be surprised to learn of a particular category of persons not covered. Read on.

"Your Community Your Attorneys"

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Aisha White

“Your Community Your Attorneys”

By: Aisha White, Esq.

DKN is always looking for ways to give back to the community that has given us so much.  When the firm was established the first thought was that our families are parts of the community and our law firm needs to be a part of the community.  Being a part of the community means so much more than an address.  It means assisting your neighbors by simply giving back.

In November DKN Legal had the honor of partnering with Concord Management’s Thanksgivingcharitable “New Moves” program.  We provided a Thanksgiving basket complete with the turkey and all the fixings to a wonderful local family with 6 children. We loved meeting this wonderful family, and we are so happy to be able to make a direct impact on the lives of those in our community.

Call and have your questions answered by an attorney that understands bicycle accidentsautomobile and motorcycle accidents in MelbournePalm BayPatrick Air Force BaseCocoa, and the beaches. If you have any questions regarding insurance coverage and auto or motorcycle accidents please do not hesitate to Aisha White at (321) 329-5449 and press 6 or 4 for new clients.

 

MELBOURNE PERSONAL INJURY ATTORNEY EXPLAINS INSURANCE

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RLD

Please call our office for a free review of your auto or motorcycle insurance policy.

By: Renee L. Dial, Esq.

I know it sounds like we sell insurance sometimes but we just want to make sure you are covered if you are ever involved in an accident.  Most new clients are surprised when I sit down and explain their policy and how their coverage provides benefits to them.

It is all too easy to go online and click on a few boxes to select your insurance.  You click a box and your monthly payment goes up so you deselect the box to make the amount go down.  Purchasing insurance this way is easy but probably not the best as there is not an agent there to explain what coverage you should purchase for the way you live.  Most motorcycle owners do not know their their stacked uninsured/underinsured motorist insurance may cover them if they are struck by an automobile.

Most are even more surprised when they find out that the at-fault driver does not have bodily injury insurance and they are now forced to pay for their own medical bills above what PIP does not cover because they did not purchase UM insurance.

Before deselecting or choosing not to click on the box call my office to discuss what coverage you need to protect you and your family or call your insurance agent and ask them to fully explain what the various types of insurance are and how they protect you.

Call and have your questions answered by an attorney that understands bicycle accidentsautomobile and motorcycle accidents in MelbournePalm BayPatrick Air Force BaseCocoa, and the beaches. If you have any questions regarding insurance coverage and auto or motorcycle accidents please do not hesitate to Renee Dial at (321) 329-5449 and press 1 or 4 for new clients.

WILLS AND OTHER ESTATE PLANNING OPTIONS

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3Is it time to update your will and estate documents?

By: Renee L. Dial, Esquire

Everyday we hear about someone famous and the internal family fights after the person has passed.  Most recently Casey Kasem and the fight between his children and his second wife.  Then, Phillip Seymor Hoffman and the fact that he did not want his children to become trust fund babies. 

WHAT IS FULL COVERAGE IN AN AUTO ACCIDENT?

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3Have you been injured in an auto, motorcycle, or bicycle accident and need to know what your coverage means?  What is full coverage?

By: Renee L. Dial, Esq.

We all have heard someone state that they have full coverage when asked about their automobile insurance policy.  What exactly is full coverage?  I can honestly say I have no idea.  I know what coverage my clients need to protect themselves.

"YOUR COMMUNITY YOUR ATTORNEYS"

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RLDEvery attorney wants to have a successful practice.

By: Renee L. Dial, Esquire

At DKN Legal our attorneys are members of the Space Coast community.  Some of your parents have been our teachers, your children are classmates with our children, and our families work in the same offices with your families.  Myself, Joe, and Jeff stay very active in our communities whether it’s participating in church activities, volunteering at our children’s schools, or volunteering for other organizations in our neighborhoods.  We strive to make our communities places we want to live.

I say all of this because we work and live in your community.  Our office is near locations Logothat most of you frequent and we encourage all of our clients to stop by our office and chat whenever they have questions.  When we represent persons injured in auto accidents we know the locations because we pass by those same spots every day.

I attended Harbor City Elementary, Stone Junior High School, and Palm Bay High School.  I received my AA degree from Keiser University on Babcock Street, my bachelors from the Palm Bay and Cocoa UCF campuses, and my juris doctorate from the Florida A&M College of Law in Orlando, Florida.

Being able to practice law and represent our friends and their families in our community is a true honor.  If you have any questions regarding an auto accident, personal injury, estate planning, or family law please do not hesitate to contact myself or Jeff Nuckols for a free telephone consultation.  DKN Legal “Your Community Your Attorneys”

If you have questions regarding bicycle accidentsautomobile and motorcycle accidents in MelbournePalm BayPatrick Air Force BaseCocoa, and the beaches. Or if you have any questions regarding insurance coverage on your auto or motorcycle please do not hesitate to contact Renee L. Dial or another DKN Legal attorney at (321) 329-5449.  Press 4 for new clients.

 

 

Is There Financial Privacy Post-Divorce?

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Jeff NuckolsIs There Financial Privacy Post-Divorce?

By: Jeffrey R. Nuckols, Esq.

So you made it through a dissolution of marriage a few years back including filing a financial affidavit and maybe even the Florida Family Law Rules of Procedure Rule 12.285 mandatory disclosure. Well, at least at the time of your dissolution there were probably few if any aspects of your financial affairs that your then-spouse didn’t already know about.

HOW DO I GET THE MOST OUT OF MY PROPERTY DAMAGE CLAIM?

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RLDCalculating property damage and how to get the proper valuation of your claim should be easy.

By: Renee L. Dial, Esquire

In the past and for the most part today insurance companies will evaluate your property damage claim fairly after an auto accident.  In a prior article I discussed who should pay for your property damage claim.